FC 27 tax calculator

How to use the calculator

The left box takes a sale figure. Type what a card sold for, or what you plan to list it at, and it shows EA's 5% cut and the coins that reach your club.

The right box works the other way round. Type what you paid for a card and it shows the lowest sale that gets your coins back after tax, plus the figure you need for a 10% profit. Both boxes round up to the next whole coin.

One thing the calculator cannot do for you: the transfer market only accepts listings in set steps. If the result falls between two steps, round up to the next value the game lets you pick.

How the 5% EA tax works

• The seller pays it. EA takes 5% of the final sale when the item sells, and you receive the other 95%.
• Buying costs nothing extra. You pay your winning bid or the Buy Now figure, and that is all.
• Listing is free. So is a listing that expires unsold, so you can relist without losing coins.
• Every tradeable item counts. Players and consumables from packs, SBCs or objectives are taxed the same way when they sell.
• Discarding a card is different. Sending an item back to EA for its fixed value is not a market sale, so nothing is deducted, but that value is far below what most cards fetch.

EA's cut takes coins out of circulation every time something sells. That helps keep inflation down in a market where coins are being earned all day, every day.

The break-even formula

Because you keep 95% of a sale, the lowest sale that returns what you paid is:

break-even = what you paid ÷ 0.95

Dividing by 0.95 is the same as adding about 5.3%. That is why adding a flat 5% to your cost leaves you slightly short: the 5% is worked out on the higher sale figure, not on what you paid.

For a profit target, multiply before you divide:

target sale = what you paid × (1 + profit) ÷ 0.95

For a 10% profit, that is what you paid × 1.1 ÷ 0.95, which is the second figure in the right-hand box.

Worked examples

1. A card you packed

You pack a winger and he sells for 10,000 coins. EA keeps 500 and 9,500 lands in your club. The card cost you nothing, so all 9,500 is gain.

2. Getting your coins back

You paid 20,000 for a striker and want to move him on without a loss. 20,000 ÷ 0.95 = 21,052.6, so you need at least 21,053, rounded up to the next step the market allows. Listing at a round 21,000 instead would leave you 19,950 after tax: a 50-coin loss.

3. A 10% profit target

You picked up a midfielder for 50,000 and want 10% on top, which is 5,000 coins. You need 55,000 after tax, so list at 55,000 ÷ 0.95 = 57,895 or the next step above it. A sale at 55,000 would only return 52,250, less than half the profit you were after.

4. A small flip

You pick up a card at 9,000 and it sells at 9,500. The tax is 475, so you keep 9,025: a profit of just 25 coins. On cheap cards, most of a thin margin goes to EA.

5. A big sale

You sell a top card for 1,000,000 coins. EA keeps 50,000 and you receive 950,000. On big sales EA's share is a real sum, so count it before you plan your next signing.

Tax at a glance

Break-even at a glance

Round each one up to the next step the game accepts.

Trading with the tax in mind

• Look for a gap above 5.3%. If the difference between what you pay and your sale figure is smaller, EA's cut turns a profit into a loss.
• Use promo nights. Cards often dip when a new promo lands, which makes new signings cheaper. The promo calendar shows what is coming.
• List rather than discard. Even after EA's cut, a market sale nearly always beats the fixed value EA pays for a decent card.
• Check before Buy Now. Run the figure through the calculator first, so you know your break-even before you commit.

When trading is too slow

Trading takes time, and the 5% cut trims every sale along the way. If you would rather sign the player now, you can top up with FC 27 coins. Most orders arrive within 10–45 minutes, large ones in batches, and every order carries our 72-hour guarantee. See today's coin prices or read how delivery works before you order.